FEMA Assistance for Covid Funeral Costs

FEMA Assistance for Covid Funeral Costs

Many of us have been affected by the Covid pandemic – emotionally, physically and/or financially.  The financial impact, at least, can be lessened through a funeral benefit offered by the Federal Emergency Management Agency.  The program reimburses families up to $9,000 for funeral costs for loved ones who died of COVID-19.

Expenses covered under the FEMA program include:

  • Transportation to identify the deceased individual,
  • Transportation or transfer of remains,
  • Burial plots or creation niche,
  • Marker or headstone,
  • Clergy or officiant services,
  • Use of funeral home equipment or staff,
  • Cremation or interment costs as well as the costs for caskets or urns.

To be eligible for reimbursement, death certificates for those who died after January 20, 2020, must indicate that the death was attributed to COVID-19.  The death must have occurred in the United States.

For deaths that occurred in the early months of the pandemic from January 20 to May 16, 2020 — death certificates must be accompanied with a signed statement from a medical examiner, coroner or the certifying official listed on the certificate indicating that COVID-19 was the cause or a contributing cause of death.

After all required documents are received and verified, it typically takes fewer than 30 days to determine if an individual is eligible. Once eligibility is confirmed, applicants who request direct deposit may receive the money in a matter of days. It may take longer for applicants who request a check.

The reimbursement is one way of helping ease the emotional and financial burden that the pandemic has wreaked on communities across the country.

Here are the instructions on how to apply:

To learn more about your Medicare options and benefits, call us at 1-937-401-0260.


Suzanne Werts
 is the Principal Broker with Heartland Insurance Group, specializing in Medicare Planning and Enrollment.

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